• Rising healthcare costs
• Skyrocketing major medical premiums
• Volatile employee population
• Large numbers of hourly, part-time and seasonal workers

These are all reasons that a limited medical plan may be a good fit for an employer.  Competition for employees can be stiff and the ability to offer an affordable medical insurance plan that provides first dollar benefits translates to a healthier and more satisfied work force.

Our benefit programs have been packaged and priced to promote simplicity for employers and employees alike. Employers experience benefit administration that integrates with their payroll system and utilizes multiple enrollment methods. Both they and their employees receive customer service that works. Employees can utilize our benefit programs immediately because there are no pre-existing condition limitations. They may visit any provider they choose however, strong networks are tied to our plans giving employees additional deep savings.

Many hourly and part-time employees have no assets to protect, no money in their bank accounts and no way to meet the deductible of a major medical plan. Most are not able to afford the employee portion of the monthly premium for a major medical plan, much less dependent coverage. What these employees enroll in is useable insurance that provides first dollar benefits that allows them to see a doctor when they are ill, go to the emergency room in the event of an accident and get an annual physical to prevent or catch the onset of a disease or medical condition.